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Marketing
Financial Education
Renting vs. Buying in 2025
In 2025, the UK housing market remains a focal point for investors, residents, and analysts alike. With shifting mortgage rates, rising rental costs, and evolving lifestyle preferences, the decision to rent or buy has become more nuanced than ever. For Nigerian investors looking to capitalise on the UK property market, understanding this dynamic is key to choosing the right investment path.
Marketing
Financial Education
Interest Rates and Why They Matter in the UK
Interest rates in the UK serve as a powerful economic lever that influences everything from mortgages to the broader housing market. For investors, particularly those in Nigeria seeking opportunities in the UK, understanding the dynamics of UK interest rates is essential for making informed investment decisions.
Marketing
Financial Education
What Plunging Oil Prices Mean for Nigeria
Nigeria’s premium oil grade, Bonny Light, dropped by 5.09% to $59.62 per barrel on Wednesday 9 April, signalling significant challenges for the nation’s economy. The decline comes amidst global trade tensions between the United States and China, alongside OPEC's decision to increase oil production, all of which pose a significant risk to Nigeria’s economic stability.
Marketing
Financial Education
Why the Naira has Strengthened in 2025
The naira has been appreciating steadily in the official foreign exchange (FX) market over the past few months, driven by significant dollar inflows, particularly from the Central Bank of Nigeria (CBN).
Marketing
Financial Education
Why you should Invest in UK Real Estate in 2025
With rising prices and shifting tax policies, investors are paying close attention. While increasing values signal strong demand, they also raise concerns about affordability and long-term returns. So, is UK real estate still a smart investment in 2025?
Marketing
UK real estate
How the Latest UK Base Rate Cut Impacts Your Investment Strategy
The UK property market is at a turning point. The Bank of England reduced the base rate to 4.5% on February 6, 2025, following two cuts in 2024 and predictions of further cuts before the end of 2025. The cut is likely to influence borrowing costs, buyer behavior, and overall investment returns. While lower interest rates generally boost affordability and demand, the long-term impact on house prices and rental yields remains a key consideration.
Marketing
UK real estate
UK House Price Index: January 2025
Zoopla's House Price Index, a trusted resource in the UK real estate industry, reveals that the UK housing market has kicked off 2025 with a significant upswing. Zoopla, a leading UK property platform, is renowned for its real estate insights, market analysis, and property valuations, providing a comprehensive view of current market trends.
Marketing
UK real estate
Lagos vs. London/ Lagos vs Birmingham: Which Market Delivers the Best Returns?
The real estate market is about numbers—rental income, occupancy rates, and long-term value. While Lagos remains a familiar and lucrative playground for Nigerian investors, the UK, particularly London and Birmingham, offers unique advantages such as stability, security, and consistent returns. In Lagos, rental prices have surged 91% in five years, with two-bedroom apartments in choice areas exceeding ₦1 million annually. The short-let property market has seen remarkable progress in recent times, recording a massive ₦264.3 billion in 2024, but a closer look reveals a market heavily dependent on peak seasons.
Marketing
UK real estate
Navigating UK Mortgages for Nigerian Investors
As a Nigerian investor looking to purchase property in the UK, understanding the mortgage system is crucial. While the process may seem daunting, with the proper guidance and preparation, you can successfully navigate the UK mortgage market and secure financing for your investment.
Marketing
UK real estate
Understanding Different Types of Yields in the UK Real Estate Market
When people discuss Return on Investment (ROI) in real estate, they are generally referring to two key aspects: rental yield and capital gain. These are two common ways to measure the profitability of property investments in the UK real estate market.
Marketing
Savings
How to Earn Pounds on Your Naira Investments
Imagine walking through Balogun Market in Lagos. The sun is blazing, traders are busy haggling prices, and the one phrase you keep hearing is, "Dollar ti n ga!" (The dollar is rising!) Even Mama Chidinma, who sells fruits at her stall, knows when the dollar rate spikes, and she adjusts her prices accordingly because the dollar is a second currency in Nigeria. But amidst all the talk about the dollar, there’s another currency quietly holding its ground—one that's stronger and more stable: the British Pound.
Marketing
Case studies
From Lagos to London: How Frank Built a Property Portfolio Abroad
Meet Frank (not his real name), an investor who turned his dreams into reality by building a successful property portfolio in the UK. His journey shows that with determination and strategic planning, anyone can achieve financial success in global real estate.
Marketing
UK real estate
Is Now the Right Time to Buy a House in the UK? Weighing the Pros and Cons of a Stabilizing Market
The UK housing market has always been a point of interest for investors and homebuyers alike, including many Nigerians looking for opportunities abroad. The UK housing market has experienced significant changes in recent years, with the COVID-19 pandemic being a key driver of market fluctuations. After rapid price growth in the aftermath of the pandemic, the market has shown signs of stability, with moderate price increases expected in 2024.
Marketing
Newsletter
FX Volatility And How It Impacts Savings And Investment.
Adewale was saving to buy a new laptop worth ₦250,000 around December 2023. It was not in stock, so I added an extra ₦50,000 to cover potential fluctuations in the naira to the dollar exchange rate, especially since the Central Bank of Nigeria (CBN) allowed the naira to float after the new government took office. As the Naira-to-dollar exchange rate continued to drop, by May 5th, the laptop's price had risen to ₦400,000, and my savings were inadequate.
Marketing
Newsletter
Black Wednesday: The Lessons For CBN
Today, we will explore an event from 1992, that provides great insight for policy makers in Nigeria. Let's get ready to dive in. Black Wednesday refers to September 22 1992, when a collapse in the pound sterling forced the UK to withdraw from the European Exchange Rate Mechanism(ERM) because it could not prevent the pound from falling below the lower limit specified by the ERM.
Marketing
Savings
Saving Hacks for Busy Nigerians: 5 Smart Strategies to Boost Your Savings Habit
Developing the habit of saving money is undeniably challenging, especially given the current economic landscape. Factors such as foreign exchange volatility and the constant struggle to meet immediate needs often overshadow the importance of saving for the future.
Marketing
Financial Education
Investment 101
This blog post is for you if you're feeling left behind while everyone else seems to be building wealth and enjoying passive income on their investments. Or if you're struggling with starting your investment journey.
Marketing
Savings
Unexpected Expenses Don't Have to Wreck Your Wallet: Build your savings with PariVest.
Saving money is incredibly important, and it is wise to set aside funds for unexpected events. However, in the current economic climate, saving in a stable currency that protects your naira from devaluation and inflation should be considered.
Marketing
Financial Education
Financial Security vs. Independence vs. Freedom: Understanding Your Journey.
Have you ever wondered about the difference between financial security, independence, and freedom? While these terms might seem interchangeable, they represent distinct stages in your financial journey.
Marketing
Newsletter
Surviving the Naira Storm: PariVest - Your Beacon of Hope in Turbulent Times
Are you grappling with the effects of the falling Naira and seeking a reliable solution to protect your wealth?
Marketing
Financial Education
Naira vs. Pound: Unleashing Investment Potential with PariVest
Welcome, dear readers! Today, we dive into the exciting world of foreign exchange and explore the ongoing devaluation of the naira against the British pound. In this blog post, we'll discuss recent developments in the foreign exchange market and highlight an investment opportunity that allows you to leverage the strength of the pound.
Marketing
Newsletter
SVB Failure and the Risk of Contagion
Last week, there was upheaval in the US banking sector when Silicon Valley Bank (SVB), a US-based bank whose primary customers were cash-burning start-ups with millions of dollars raised from the venture capital community, collapsed, leaving depositors anxious about the safety of their deposits.
Marketing
Financial Education
How We Manage Your Money
Have you ever wondered how we invest your money here at PariVest? This week, we put together some insight on how we manage your money together with our usual news briefing from UK and Nigeria.
Marketing
Financial Education
Understanding PariVest’s Return on Investment
If you have been pondering over our return on investment or have been tempted to compare our offering with what other apps in the market offer, then keep reading to understand the proper way to make that comparison.
Marketing
UK real estate
The UK Housing Market
Back on planet UK, the real estate market has been hurtling towards the stars at breakneck speed since Brexit. Official figures out this week show that prices rose 12.4% over the year to April 2022, with average sold prices reaching dizzying heights of £281,000. There are regional disparities, average prices in England increased to £299,000 (11.9%), in Wales to £212,000 (16.2%), and in Scotland to £188,000 (16.2%).
Marketing
News
Nigeria’s Debt Crises: How we got here
A lot has been written about Nigeria’s soaring debt levels and what it portends for the future of our country. You may have been pondering how we got here and what it means for you personally. Well, consider no more, we are here to make sense of it all for you.